Relationship Banker

Company: Flagstar Bank
Location: Barstow
Posted on: March 17, 2023

Job Description:

Job Description Summary A sales and service position with a primary goal of helping customers by discovering financial needs and processing transactions. The Relationship Banker will provide an outstanding customer experience by resolving customer issues, opening new accounts, and offering convenience services. Sr. FSRs will also partner with the branch team and specialists (loan officers, financial consultants, and business bankers) to ensure our customers have access to experts who can help them achieve their financial goals. Primary transaction person. Operates with more authority and experience than a Financial Service Representative. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with customers.

• Meet and exceed sales and -referral goals - by - working - with customers -to - build - and deepen relationships by uncovering financial - needs, and recommending the best products, services and - solutions to meet -those needs. Ensure -the - customer's - needs are met by partnering -with - the appropriate -specialist (branch team, FC, and MLO) to serve the - customer's - banking, mortgage and investment needs. This - may include participation in - 'Call - Nights'.
• Process Transactions/Customer - Service. -Greet customers - and ask questions to -determine - their - needs. Process financial transactions - (cash and non-cash bank transactions, balance inquiries, cashier's checks, money orders, cash advances with credit cards, etc.) in - an - accurate - and efficient manner in accordance with operational - and regulatory guidelines. Assist with customer questions and/or issues -relating -to their accounts. - Demonstrate strong customers service skills and the ability to resolve problems and prevent customer dissatisfaction.
• Maintain -operational - standards including balancing cash drawers at the end of each shift, processing CTR reports and transactions, and opening and closing procedures of the branch. -May also include ATM and vault balancing, opening and closing - procedures of the branch, etc. Acquire and maintain up-to-date knowledge of applicable policies, procedures, guidelines and bank operating systems.
• Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies.
  
  Job Requirements:
  • 1 year previous retail banking experience required or 1 year previous retail banking, finance or equivalent sales and customer service experience required
  • Proven customer service skills and the ability to resolve problems and prevent customer dissatisfaction.
  • Demonstrated ability to work -well in a team environment
  • Demonstrated computer proficiency
  • Desire and willingness to call on prospects and existing clients for sales opportunities.
  • Strong listening, verbal and written - communication skills
  • Demonstrated ability to work - well in a team environment
  • Demonstrated ability to follow company -policies, guidelines and procedures
  • Strong attention to detail and ability to multi-task
  • Demonstrated ability to maintain confidentiality using - tact and diplomacy
  • Maintain professional dress attire and demeanor
  • Ability and willingness to work branch hours, including weekends and some evenings -
    
    Internal use only: I-Hrly#LI-HP1

Keywords: Flagstar Bank, San Bernardino , Relationship Banker, Other , Barstow, California