SanBernardinoRecruiter Since 2001
the smart solution for San Bernardino jobs

Pre-Fund Examiner 3

Company: Wells Fargo
Location: San Bernardino
Posted on: May 3, 2021

Job Description:

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

Wells Fargo is looking to expand our Home Lending Team and hire a number of Pre-Fund Examiner 3 positions who have a strong desire and passion to deliver an exceptional experience in helping customers with their home loan applications. If you thrive on working with high accuracy and attention to detail and working with a team to meet customer needs, we want to talk to you!

Roles & Responsibilities:

Responsibilities include performing in-depth pre-fund loan reviews and validating the most complex transactions to ensure program, investor and/or company polices are followed. Ensures compliance with internal company requirements and/or agency or government regulations. Analyzes risks and offsets and develops solutions for problems identified. May conduct credit, closing and compliance reviews. Consistently and successfully communicates overall process and transaction quality and provides feedback to appropriate contacts regarding identified deficiencies, which may include suspending credit decision until deficiencies are resolved. Identifies problem areas and/or trends and develop recommendations for procedural changes. May present findings in client meetings. Maintains knowledge of all closing, underwriting and compliance guidelines. Applies extensive specialized knowledge and acts as internal consultant or final authority in area of expertise. Acts as a mentor/escalation point/SME for lower level Pre-Fund Examiners, resolves issues and provide training; may act as backup for Pre-Fund Examiner 4s.

The salary range displayed below is based on a Full-time 40 hour a week schedule:

Salary range is determined by the location of the job.

IL-Lombard: Min: $65,600 Mid: $92,400 Max: $119,200

MN-Minneapolis: Min: $59,600 Mid: $84,000 Max: $108,400

CA-San Bernardino: Min: $65,600 Mid: $92,400 Max: $119,200

NC-Charlotte: Min: $59,600 Mid: $84,000 Max: $108,400

May be considered for a discretionary bonus

Required Qualifications

  • 5+ years of underwriting experience
  • 2+ years of experience in complex underwriting, nonconforming underwriting or a combination of both

Desired Qualifications

  • 1+ year of experience with income analysis including exposure to reviewing self-employment, corporate, and partnerships tax returns
  • Fraud prevention experience
  • Ability to analyze financial statements, accounting principles, tax returns, and personal financial statements
  • Ability to exercise independent judgment and creative problem solving techniques
  • Ability to take an active role in the education, mentoring and training of less experienced team members

Other Desired Qualifications

Ability to review applicable ratios (i.e. debt ratios, loan-to-value) to ensure loan meets company and agency guidelines

Ability to review and validate property requirements including title and appraisal

Job Expectations

  • Ability to provide and work from a home office
  • This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.

Street Address

IL-Lombard: 1 E 22nd St - Lombard, IL

CA-San Bernardino: 1003 E Brier Dr - San Bernardino, CA

MN-Minneapolis: 2701 Wells Fargo Way - Minneapolis, MN

NC-Charlotte: 8505 Ibm Drive - Charlotte, NC


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary


Visit for benefits information.

Keywords: Wells Fargo, San Bernardino , Pre-Fund Examiner 3, Other , San Bernardino, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

San Bernardino RSS job feeds